This website was designed by, is hosted through and maintained courtesy of Loose Leaf Concepts. This website, along with its contents and images, are the property of F.A.C.E (Foundation for Adolescent Credit Education), a 501(c)3 organization. The logos and layouts displayed throughout this website, too, are owned by the F.A.C.E. organization. Using any artwork or language displayed on this website, without the written permission of a F.A.C.E. representative, is not permitted.  The F.A.C.E. organization retains all of its intellectual property rights in this website and the contents of this website.